TRA MAKES NEWS HAPPEN

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  TRA and STAX.ai Revolutionize 401(k) Administration Through Automation

  January 20, 2026 - TRA and STAX.ai automate payroll integration and strengthen 401(k) compliance, reducing manual work and improving accuracy for plan sponsors and TPAs. Continue
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  CASE OF THE WEEK – Cannabis

  January 16, 2026 - Learn whether a 401(k) plan can invest in a cannabis company. Understand the legal landscape, ERISA fiduciary limits, provider restrictions, and why most plans avoid direct cannabis investments despite no explicit statutory ban. Continue
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  CASE OF THE WEEK – Canadian 401(k) Rollover

  January 9, 2026 - Explore key considerations for Canadian residents with U.S. retirement plans. Learn how the Canada–U.S. Income Tax Treaty impacts 401(k) and IRA rollovers, and why tax treatment differences matter for retirement planning. Continue
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  PRESS RELEASE – The Retirement Advantage, Inc. (TRA) Promotes India Troyer to Chief Financial Officer

  January 5, 2026 - The Retirement Advantage, Inc. has promoted India Troyer to Chief Financial Officer. Troyer will lead financial strategy and operations, driving growth and innovation. With more than 18 years of experience, she has been instrumental in strengthening processes and guiding strategic initiatives since joining TRA in 2016. Continue
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  CASE OF THE WEEK – PTO as 401(k) Contribution

  January 2, 2026 - Employers may allow employees to convert unused PTO into 401(k) contributions if both the plan document and PTO policy permit it. The IRS supports this under Revenue Rulings 2009-31 and 2009-32, but contributions must comply with nondiscrimination rules and IRS limits. While coordination can be complex, this option can help employees boost retirement savings. Continue
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  CASE OF THE WEEK – Property Rollover

  December 12, 2025 - Rolling over real estate from a 401(k) to an IRA is possible under Treasury regulations, but the process involves complex steps and logistical challenges. Learn what plan provisions, trustee requirements, and valuation rules apply before attempting an in-kind transfer. Continue
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  CASE OF THE WEEK – Investigating Fiduciaries

  December 5, 2025 - Discover free tools and resources to help plan sponsors investigate complaints or lawsuits against prospective financial advisors. Learn how Form ADV, FINRA BrokerCheck, and other databases support prudent selection under ERISA guidelines. Continue
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  CASE OF THE WEEK – In-Plan Roth Conversions

  November 21, 2025 - In-plan Roth conversions are permanent and cannot be reversed. Learn why these transactions are irrevocable, the tax implications, and why consulting a tax advisor before converting is essential. Continue
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  Simplifying 401(k) Compliance: How TRA and Plan Notice Are Transforming Retirement Plan Administration

  November 18, 2025 - Managing retirement plan notices is complex—but Plan Notice service simplifies compliance through automation, multilingual support, and audit-ready delivery, helping plan sponsors reduce risk and streamline administration. Continue
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  CASE OF THE WEEK – Roth Catchups and HCEs

  November 14, 2025 - Learn when highly compensated employees (HCEs) may be excluded from making catch-up contributions under 401(k), 403(b), and 457(b) plans. Understand Universal Availability rules, Roth catch-up requirements, and safe harbor provisions for nondiscrimination compliance. Continue