TRA MAKES NEWS HAPPEN

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  New White Paper Explores Life, Longevity and Retirement for Future Workers

  April 15, 2025 - Discover insights into Generation Beta's future from Prudential's white paper. Learn about their anticipated technological integration, evolving family structures, extended life spans, and the redefined concepts of work and retirement. Explore how plan sponsors can help this generation achieve positive retirement outcomes amidst rapid changes. Continue
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  CASE OF THE WEEK – Fidelity Bond vs Fiduciary Liability

  April 11, 2025 - ERISA fidelity bonds and fiduciary liability insurance are two distinct coverage plans. An ERISA fidelity bond is required by law; fiduciary liability insurance is optional, but potentially a prudent safety net. Continue
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  Plan Sponsors Ask…

  April 8, 2025 - Learn how often you should benchmark your 401(k) plan fees. Discover insights from Callan’s 2024 DC Trends Survey and understand the importance of conducting an annual fee study to ensure your plan remains cost-effective and compliant with fiduciary responsibilities. Continue
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  CASE OF THE WEEK – HCE Compensation

  April 4, 2025 - For calendar year plans, the IRS posts the 2025 HCE dollar threshold to be used in 2026 testing. Employees with compensation over $160,000 in 2025 are considered HCEs for 2026. Check the chart for detailed employer plan limits for 2025 and 2024. Understand the importance of HCE determination for nondiscrimination tests like the ADP test, based on ownership and compensation criteria. Continue