Pattern

Year-End Pricing Reduction

Complimentary CE Credit Webinars

  • TRA and the Retirement Learning Center (RLC) have entered into a strategic partnership, aligned to enhance financial advisor preparedness in delivering solutions for their growth in the retirement consulting business.

    • January 25, 2023 - What’s Next with SECURE 2.0?

      Wednesday, January 25, 2023
      10:00 AM – 11:00 AM CST

      Congress is considering multiple proposals that have the potential to dramatically reshape the retirement marketplace. Among the proposals, two overlapping bills with strong bipartisan support—are most likely to be combined into expansive retirement reform referred to as, “SECURE 2.0.” Attend this course to understand the provisions that may impact your clients.

      Learning Objectives:

      • Understand key provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 (i.e., SECURE Act 1.0).
      • Summarize elements of SECURE 1.0 such as Pooled Employer Plans, Group of Plans, changes to part-time employee coverage, plan set-up deadlines, and lifetime income illustrations and the deadline to provide them.
      • Recognize key provisions in the combined legislation known as “SECURE Act 2.0”
      • Identify other retirement reform proposals
      • Consider practical and tactical actions for plans sponsors and investors considering the new proposals.

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:
      • CPE.
      • Investments & Wealth Institute® has accepted “What’s Next with SECURE 2.0? ” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “What’s Next with SECURE 2.0? ” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • February 22, 2023 - Washington Pulse: Practical and Tactical for Small Business Owners

      Wednesday, February 22, 2023
      10:00 AM – 11:00 AM CST

      The U.S. retirement savings system has seen dramatic changes over the years, and there is every indication the evolution will continue. Government agencies as well as policy makers in Washington are concerned with the retirement security of all Americans and have introduced several proposals and programs to encourage better retirement outcomes. This course addresses new and proposed regulatory and legislative directives as they pertain to workplace retirement plans and IRAs and provides practical and tactical actions for plan sponsors and IRA owners and their advisors to consider.

      Learning Objectives

      • Quantify the enforcement efforts of the DOL
      • Understand the IRS and DOL’s top enforcement priorities for retirement plans and IRAs
      • List the latest retirement‐related initiatives proposed and finalized in Washington
      • Identify current hot topics in the industry and know learn practical and tactical take-aways

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Washington Pulse: Practical and Tactical for Small Business Owners” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Washington Pulse: Practical and Tactical for Small Business Owners” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • March 29, 2023 - State Sponsored Retirement Plans

      Wednesday, March 29, 2023
      10:00 AM – 11:00 AM CST

      16 states have enacted retirement savings programs and 21 more have introduced legislation to create them. This course will discuss the history of offering state sponsored retirement plans; each state’s mandate, structure, and roll out; and the opportunity advisors have to assist their clients in those states.

      Learning Objectives:

      • Understand the history of state-sponsored retirement plans
      • Recall which states have a mandate in place, which are in progress, and which have yet to implement
      • Identify potential plan alternatives for each state
      • Document action steps to assist clients in those steps to ensure their compliance with the law

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “State Sponsored Retirement Plans” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “State Sponsored Retirement Plans” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • April 26, 2023 - Understanding Your Retirement DNA

      Wednesday, April 26, 2023
      10:00 AM – 11:00 AM CST

      Fully understanding all the benefits available to your clients through their company-sponsored retirement plan can be daunting.  Let us help make it easier.  Together we will identify important plan features, options and opportunities you may be overlooking.  We want to help empower you with custom strategies to optimize your clients’ retirement planning to its fullest.

      Learning Objectives:

      • Identify key considerations of a rollover
      • Understand a plan’s unique options
      • Use in-service distributions to access to plan assets while working
      • Understand special tax rules for NUA in employer securities
      • Learn about non-Roth after tax-accounts
      • Consider defined benefit plan lump sum payouts

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Understanding Your Retirement DNA” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Understanding Your Retirement DNA” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • May 24, 2023 - Fiduciary Best Practices for Plan Sponsors

      Wednesday, May 24, 2023
      10:00 AM – 11:00 AM CST

      ERISA entrusts the care of retirement benefits and the proper operation of retirement plans to “fiduciaries” of the plans, such as the business owners who sponsor them. Fiduciaries who fail can face penalties and personal liability for plan losses. Attend this course to understand fiduciary responsibilities and liabilities, how to identify the different types of plan fiduciaries and implement fiduciary liability reduction strategies and tactics.

      Learning Objectives:

      • List the four key responsibilities of plan fiduciaries.
      • Learn how to identify plan fiduciaries.
      • Understand the potential consequences of a fiduciary failure.
      • List fiduciary liability reduction strategies and tactics.
      • Differentiate between the two Department of Labor (DOL) fiduciary correction programs.

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Fiduciary Best Practices for Plan Sponsors” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Fiduciary Best Practices for Plan Sponsors” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • June 28, 2023 - Updating your Investment Policy Statement

      Wednesday, June 28, 2023
      10:00 AM – 11:00 AM CST

      Description Coming Soon

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Updating your Investment Policy Statement” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Updating your Investment Policy Statement” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • September 27, 2023 - Demand Stays Strong for Cash Balance Plans

      Wednesday, September 27, 2023
      10:00 AM – 11:00 AM CST

      Attend this course to learn how cash balance plans help business owners and highly paid entrepreneurs find ways to lower their tax burdens and attract and retain highly qualified employees.

      Learning Objectives:

      • Determine small business owner goals and questions
      • Become familiar with plan alternatives and design options
      • Understand cash balance plans and how they work at a high level
      • Consider business income issues
      • Coordinate the right team members for decision

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Demand Stays Strong for Cash Balance Plans” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Demand Stays Strong for Cash Balance Plans” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • October 25, 2023 - Social Security and You

      Wednesday, October 25, 2023
      10:00 AM – 11:00 AM CST

      This course gives you a broad overview of Social Security and helps you understand taxation, working while receiving benefits, divorce, and WEP/GPO, withdrawing application, executing a Social Security Planning Strategy.

      Learning Objectives:

      • Understanding of the various types of social security benefits
      • Awareness of how the program operates and its funding
      • Understanding the taxation rules of social security benefit
      • Knowledge of benefit eligibility and calculation

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Social Security and You” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Social Security and You” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

    • November 29, 2023 - Medicare: Understanding and Navigating the Planning Process

      Wednesday, November 29, 2023
      10:00 AM – 11:00 AM CST

      Our goal is to help you identify surprises and hidden elements of Medicare that are often overlooked as well as help you avoid the traps and pitfalls that come with Medicare.

      Learning Objectives:

      • Explore an overview and origin of Medicare
      • Understand eligibility and coverage
      • Discuss the costs of the various parts of Medicare
      • Identify additional coverage choices
      • Strategize the planning and coordination of benefits

      To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. You don’t want to miss this session. There will also be time for questions and answers. You won’t want to miss this webinar.

      Register Today

      We are offering CE credits only for the following designations:

      • CPE.
      • Investments & Wealth Institute® has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
      • CFP Board has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CFP®  designation.
      • This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. You don’t want to miss this session. Register today!

2022 Regional Webinars

  • These webinars are designed to assist retirement plan advisors on their road to success with virtual industry related content. Let knowledgeable and friendly TRA Regional Sales Consultants and Subject Matter Expert’s provide advice, guidance and perspective designed to fit your business and the needs of your advisory team. If you’d like to increase access to new client relationships, identify new sales opportunities and win new business, TRA’s webinars can facilitate. If your region matches one of the below offered webinars, feel free to access the corresponding registration link.

    • More to come, shortly!

On-Demand Webinars (Replay)

    • Social Security and You

      Social Security represents 24% of the Federal budget and approximately 60 million Americans receive benefits. To say it is a big program is an understatement. And, understanding Social Security is crucial to all those who will soon need to claim those benefits. Attend this seminar to learn about Social Security, its history, the different types of benefits, and what you need to know about executing a Social Security planning strategy.

      Learning Objectives:

      • Understanding of the various types of social security benefits
      • Awareness of how the program operates and its funding
      • Understanding the taxation rules of social security benefit
      • Knowledge of benefit eligibility and calculation

      Watch Today

    • What’s Next with SECURE Act 2.0?

      Congress is considering multiple proposals that have the potential to dramatically reshape the retirement marketplace. Among the proposals, House Resolution (HR) 2954 “Securing a Strong Retirement Act of 2021” (SSRA), and the Senate’s (S) 1770 “Retirement Security and Savings Act” (RSSA)—two overlapping bills with strong bipartisan support—are most likely to be combined into expansive retirement reform referred to as, “SECURE 2.0.” Key objectives of the bills include expanding employee coverage by workplace retirement plans, increasing retirement savings, and preserving retiree income. Among the proposed provisions are enhancing automatic enrollment, increasing tax-credits for plan start-ups, and raising the age for mandatory distributions.

      Learning Objectives:

      • Understand key provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 (i.e., SECURE Act 1.0).
      • Summarize elements of SECURE 1.0 such as Pooled Employer Plans, Group of Plans, changes to part-time employee coverage, plan set-up deadlines, and lifetime income illustrations and the deadline to provide them.
      • Recognize key provisions in the combined legislation known as “SECURE Act 2.0”
      • Identify other retirement reform proposals
      • Consider practical and tactical actions for plans sponsors and investors considering the new proposals.

      Watch Today

    • Help Business Owners Benefit from the Connecticut Retirement Mandate

      Are your Connecticut-based business clients ready to comply with the state’s retirement plan mandate?

      With statewide rollout of the mandate already taking place, all for-profit and not-for-profit employers engaged in business in CT must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all MyCTSavings program.

      Now’s the time to help provide your Connecticut business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

      To learn more, please join us for an exclusive 30-minute webinar from The Retirement Advantage, Inc. (TRA): Help Business Owners Benefit From the Connecticut Retirement Mandate.

      Learning Objectives:

      • Connecticut retirement plan mandate
      • Overview of the Connecticut Program
      • How to create a winning business retirement plan design
      • Critical next steps for your business clients
      • Q&A segment after the presentation

      Watch Today

    • Demand Stays Strong for Cash Balance Plans

      Many things have changed in 2021, but we can still count a few guiding principles in the retirement plan business as we go into the 2022 selling season. One thing we can assert, many business owners and highly paid entrepreneurs are still looking for ways to lower their tax burdens.

      In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

      That’s why now is the best time to start — or expand — your Cash Balance Plan business. Cash Balance Plans continue to be the fastest-growing segment of the retirement plans market, in part because they:

      • Allow for substantially larger tax-deductible contributions versus other types of plans.
      • Help business owners attract and retain top talent.
      • Are both cost- and tax-efficient.
      • Allow for varying contribution levels.
      • Can be added to another qualified plan.
      • Why Cash Balance Plans are so popular — especially now.
      • How to identify qualifying candidates.

      Learning Objectives:

      1. Understanding of how to help business owners lower their tax burden through use of a Cash Balance Plan
      2. Familiarity with basics of Cash Balance Plan design and why they are so popular
      3. How a Cash Balance Plan pairs with a 401k Plan to optimize tax deductions and retirement savings
      4. Way to use Cash Balance Plans to accomplish business ownership succession planning goals
      5. Awareness of roles of the Advisor, Plan Sponsor and Actuary/Third Party Administrator
      6. How to identify suitable candidates for sponsorship of Cash Balance Plan

      Watch Today

      Click here to learn more about our Cash Balance Plans

    • Help Business Owners Benefit from the California Retirement Mandate

      Are your California-based business clients ready for the state’s retirement plan mandate?

      By state law, employers who do not currently sponsor a retirement plan and who have five or more California-based employees as well as at least one employee aged 18+, must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all CalSavers program.

      Businesses that don’t comply face significant penalties. Many businesses are already paying hefty fines, and the deadline for all affected employers to comply is June 30, 2022.

      Now’s the time to help provide your California business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

      To learn more, watch our 40-minute webcast from The Retirement Advantage, Inc. (TRA) and Transamerica: Help Business Owners Benefit From the California Retirement Mandate. In the webcast, we cover:

      • California retirement plan mandate
      • Overview of the CalSavers Program
      • How to create a winning buisness retirement plan design
      • Critical next steps for your business clients
      • Q&A segment after the presentation

      Watch Today

    • Payroll & Retirement Integration Made Easy (PRIME)

      Retirement Plans have grown substantially in popularity and complexity. With increased legislation and DOL scrutiny on retirement plans, the need Plan Sponsors have to ensure the retirement plan they are offering to their employees is not only compliant but cost competitive has never been more important than it is right now. Communication of the contribution and file data is the cornerstone to achieving a more accurate and compliant plan.

      TRA & Paycor have partnered together to provide PRIME, a simple solution that allows the communication and transfer of data seamlessly back and forth between the TPA and Recordkeeper, to help improve accuracy and timeliness of funding and mitigate fiduciary liabilities with positive impacts on fees.

      This webinar is intended to focus on integrating clients payroll with their retirement plans, and will cover the following:

      • Payroll integration and data transfer
      • How choosing an integrated 401(k) solution can improve the efficiency and functionality of a retirement plan.
      • Other positive impacts of payroll integration

      You don’t want to miss this session.

      Watch Today

    • Washington Pulse: Practical and Tactical Actions for Plan Sponsors

      The U.S. retirement savings system has seen dramatic changes over the years, and there is every indication that this pattern of change will continue as part of policies to address tax reform and deficit reduction. As the Pension Risk Transfer and Guaranteed Income markets continue to evolve, so do your clients’ needs.

      Join The Retirement Learning Center (RLC) and DietrichAnnuity, who specializes in transferring retirement benefits to highly rated insurance companies via Single Premium Group Annuity contracts, to learn more about current offerings, trends, and activity.

      This course addresses critical topics under discussion and debate on both the legislative and regulatory fronts as they pertain to workplace retirement plans and IRAs.

      Learning Objectives:

      • Quantify the enforcement efforts of the DOL
      • Understand the IRS and DOL’s top enforcement priorities for retirement plans and IRAs
      • List the retirement-related initiatives being talked about in Washington
      • Identify current hot topics in the industry and know key points
      • Insuring Retirement Plans with DietrichAnnuity

      Watch Today

    • Achieving Social Grace Through ESG Investing

      Environmental, Social and Corporate Governance (ESG) investing is an exciting and progressive issue affecting potentially millions of retirement plan participants. In this presentation, we will review the history of ESG investing, the current trends affecting ESG investments, the regulatory environment, and future changes within the ESG marketplace.

      Learning Objectives:

      • Understand what ESG investing is
      • Identify current industry trends affecting ESG investing
      • Comprehend the current regulatory environment and anticipated changes shaping ESG investing
      • Recognize the profile of those who are most likely to be active in the ESG marketplace
      • Support plan sponsors and participants in making effective decisions regarding ESG funds

      Watch Today

    • Cybersecurity: DOL's Three Points of Light

      Cybersecurity is an epic concern not only in the United States, but globally. Today’s hackers are modern day Willie Suttons, targeting high-balanced financial accounts because “That’s where the money is.” Due to the massive amount of assets in retirement plans, regulatory agencies are making cybersecurity in retirement plans a top focus.

      During this webinar, we’ll discuss the Department of Labor’s “three points of light” from its guidance, and the practical and tactical actions financial advisors, plan sponsors and plan participants can take now to tighten security around retirement assets.

      Learning Objectives:

      • Understand the latest guidance on cybersecurity for qualified retirement plans
      • Adapt the tips for hiring a plan service provider
      • Know cybersecurity program best practices for qualified retirement plans
      • Recognize the role of the financial advisor in cybersecurity

      Watch Today

    • Big Plans for Small Businesses

      Small businesses account for 99 percent of all U.S. businesses, and they employ half of private sector workers in the U.S. Most workers’ accumulate the majority of their retirement savings through workplace retirement plans. Because small business owners are concerned about their fiduciary liability, only half of them offer a retirement plan to their employees. Attend this course to understand the important role small businesses play in helping U.S. workers save for retirement; see how a plan governance process may help reduce fiduciary liability; identify plan design elements that may help plan sponsors achieve personal and business goals; and stay up to date on plan compliance issues.

      Learning Objectives:

      • Understand the important role small businesses play in helping U.S. workers save for retirement.
      • See how a plan governance process may help reduce fiduciary liability.
      • Identify plan design elements that may help plan sponsors achieve personal and business goals.
      • Stay up to date on plan compliance issues.

      Watch Today

    • Navigating the New Rollover Reality

      With the Department of Labor regulations on investment advice fiduciaries vacated, the industry reverts to prior guidance on the proper steps to completing a compliant IRA rollover, including best practices as outlined in FINRA Notice 13-45 and the Securities and Exchange Commissions final Regulation Best Interest.

      The session covers topics including:

      • Understand the changing rollover reality
      • Know the steps to discover plan distribution options
      • Recognize four common rollover scenarios
      • Adapt a process for implementing and repeating compliant rollovers

      Watch Today

      Additional supporting material:

    • Practical & Tactical Actions for Small Business Owners

      It’s not what you earn—it’s what you keep. Small business owners may be missing out on tactics and strategies designed to help them maximize their business income and achieve retirement savings goals for themselves and their employees. Attend this seminar to learn about strategies such as applying the 199A tax deduction, using qualified and executive compensation arrangements to increase retirement income security, and implementing a plan governance process to mitigate fiduciary liability, as well as others.

      Learning Objectives:
      1. Determine which retirement plan contributions count towards PPP loan forgiveness
      2. Understand the basics of the 199A tax deduction for small businesses
      3. Use retirement plans to achieve business goals
      4. Learn the elements of a plan governance process
      5. Identify popular executive compensation arrangements
      6. Consider financial wellness programs for employees

      Register Today

    • Demand Stays Strong for Cash Balance Plans

      Even during these unprecedented times, business owners are still looking to save on taxes — and make sure that they and their employees have enough in retirement savings. In fact, many of your small business clients may need these benefits now more than ever. That means that many of these clients may be interested in Cash Balance plans.

      In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

      Cash Balance Plans continue to be the fastest-growing segment of the retirement plans market, in part because they:
      • Allow for substantially larger tax-deductible contributions versus other types of plans
      • Help business owners attract and retain top talent
      • Are both cost- and tax-efficient
      • Allow for varying contribution levels
      • Can be added to another qualified plan

      Learning Objectives:
      1. Understanding of how to help business owners lower their tax burden through use of a Cash Balance Plan
      2. Familiarity with basics of Cash Balance Plan design and why they are so popular
      3. How a Cash Balance Plan pairs with a 401(k) Plan to optimize tax deductions and retirement savings
      4. Way to use Cash Balance Plans to accomplish business ownership succession planning goals
      5. Awareness of roles of the Advisor, Plan Sponsor and Actuary/Third Party Administrator
      6. How to identify suitable candidates for sponsorship of Cash Balance Plan

      Register Today

    • Cybersecurity: Demystifying DOL's Guidelines

      On April 14, 2021, the US Department of Labor entered uncharted territory for a government agency, for the first time addressing cybersecurity standards across a broad industry, and giving the industry’s customers (plan sponsors) specific guidance on how to hold their service providers responsible for cybersecurity risks. This bold but necessary approach puts Plan Service Providers on notice that the risks posed by cybersecurity threats can no longer be ignored or waved away without impacting their core business.

      This webinar will help:

      • Demystify the DOL’s guidance for fiduciaries and service providers.
      • Provide tips for how non-technical professionals can clearly communicate these precautions to their customers.
      • Offer first steps for implementing the DOL standards.

      You will come away from the session with a better business-level understanding of these issues, and how to provide effective leadership to their IT staff, to ensure that organizations are on a sustainable path towards better cybersecurity.

      Register Today

    • Retirement Plans Made Easier by 3(16) Administration & Payroll Data Integration

      Hosted by Trey Galuppi, MEP Specialist of TRA and Bob Balogh
      VP Retirement Channel Strategy of Paycor

      Retirement Plans have grown substantially in popularity and complexity. With increased legislation and DOL scrutiny on retirement plans, the need Plan Sponsors have to ensure the retirement plan they are offering to their employees is not only compliant but cost competitive has never been more important than it is right now. Communication of the contribution and file data is the cornerstone to achieving a more accurate and compliant plan.

      TRA & Paycor have partnered together to provide a simple system that allows the communication and transfer of this important data seamlessly back and forth between the TPA and Recordkeeper to help our client’s plans be capable of funding timely and accurately while mitigating fiduciary liabilities to the employer and also providing a positive impact on the fees associated within the plan.

      This Webinar is intended to focus on the elements of this PRIME solution and will focus on the following:

      • 3(16) fiduciary services and the impact TRA’s 3(16) services have on both the participants and employer
      • Payroll integration and data transfer
      • How choosing an integrated 401(k) solution can improve the efficiency and functionality of a retirement plan.

      Watch Today

    • Practical and Tactical Actions for Plans Amid the Challenging Environment

      Sponsors of retirement plans face a plethora of daily responsibilities to ensure they operate their retirement plans in a compliant manner within government mandates. What specific questions are plan sponsors asking their financial advisors and trusted consultants today? What’s happening legislatively? How can plan sponsors maximize employee productivity? What will plan sponsors do next? Attend this course to gain insight into the mindset of retirement plan sponsors, actions they are taking with their plans and the changes they face in the operations of their plans.
      Attend this course to:

      Learn what plan sponsors are asking about their plans in light of the current environment.

      • Get the latest updates on law changes and regulations affecting retirement plans.
      • Understand the steps to plan sponsors are taking to help maximize employee productivity.
      • Think about ways to invigorate plan designs and the plan governance process.

      If you’d like to increase access to new client relationships, identify new sales opportunities and win new business you won’t want to miss this session.

      Watch Today

    • Don't Miss "The Next Wave" - CalSavers - 2021 New Business Retirement Plan Opportunities!!!

      Hosted by Pam Mayer of TRA and James Swartz and Matt Spicer of Ascensus

      Are you ready for “The Next Wave” of California employers that will be impacted by the State’s CalSavers program? Employers with more than 50 employees who do not offer a retirement savings plan have until June 30, 2021, to make a decision. This State mandate opens an incredible opportunity for Advisors to help their business owner clients evaluate their options including establishing a qualified retirement plan for their business. These plans, like a 401(k)/Profit Sharing plan can greatly benefit business owners with the potential for substantial tax savings as well as help attract and retain quality employees.

      Please join us to learn valuable information and the consultative approach you can take to help your California based employers with a business retirement plan. We are going to make it easy for you!

      What we are going to discuss:

      1. Overview of the CalSavers Program
      2. Ideal Retirement Plans for Businesses
      3. Creating a winning Plan Design – DC/DB Combo Plan
      4. Your Next Steps to Success

      Watch Today

    • What you need to know about your upcoming retirement plan restatement process

      Plan sponsors using IRS pre-approved plan documents are required to amend their plan documents by July 31, 2022, for recent law and regulatory changes. Plan document language must also reflect any new discretionary operational choices made by the plan sponsor. The importance of having an up-to-date retirement plan document cannot be overstated. Failure to do so could result in serious tax consequences for the plan sponsor and participants.

      Even though the actual plan document need not be restated until 2022, the plan’s operations must conform to the various new requirements now. Thus, it is important to ensure the plan committee, service providers and participants are aware of the new provisions, and that they are carefully documented in the plan records.

      Please join Retirement Learning Center (RLC) and The Retirement Advantage, Inc. (TRA) if you would like to:

      • Understand the nuances of the plan restatement process
      • Learn about the plan changes under the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 and the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020
      • Explore ways to align your plan with organizational goals and needs
      • Know how to select the appropriate plan document and provider
      • Learn how to implement plan document and operational oversight
      • Control elements into your plan governance process

      Watch Webinar

    • Is the Retirement Plan Business Right for You?

      The retirement plan business offers tremendous opportunities. But it takes knowledge and resources to help plan sponsors and participants succeed. With the right information and guidance you can start building your retirement plan practice. And, more importantly, help serve more clients deeply.

      In this workshop, you’ll get established business-building techniques, tools, and data to help you:

      • Why be in the retirement plan business
      • 401(k) 101: Know the basics
      • Jumping into the retirement plan market and standing out
      • What’s the process look like?
      • You have sold a plan, now what?

      Watch Webinar

    • Creating an Effective Retirement Plan Brand

      Even the most successful plan advisors face a daunting challenge; how to remain relevant with clients and prospects against this landscape.

      If you want to know how you can tackle the challenges of creating and maintaining a compelling brand and how you can highlight your differentiators in the vast sea of sameness, view this webinar today.

      Randy Fuss, Practice Management Consultant for CUNA Mutual Retirement Solutions and Registered Corporate Coach, will share ideas on how you can communicate your unique message more effectively in this current environment where there is no in-person communication.

      Key takeaways from this program include:

      • Key Attributes of every effective brand
      • Building an impactful retirement plan brand
      • Rethinking your retirement plan dialog

      Watch Webinar

    • Year-End Retirement Plan Strategies

      Many business owners and highly paid entrepreneurs are still looking for ways to lower their tax burdens. In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

      That’s why now is the best time to start — or expand — your business.

      In this webinar, TRA’s Director of Industry Relations John Markley will discuss why Cash Balance Plans and why they continue to be the fastest-growing segment of the retirement plans market ;and John Carl, Founder & President from RLC will review Practical and Tactical Actions for Small Business Owners.

      Cash Balance Agenda:

      • Why Cash Balance Plans are so popular — especially now.
      • How to identify qualifying Cash Balance candidates.
      • Cash Balance sales tactics and timelines for the 2020 – 2021 selling season.

      Practical and Tactical Actions Agenda:

      • PPP loan forgiveness
      • 199A tax deduction for small businesses
      • Elements of plan governance process

      Watch Webinar

    • Managed Accounts as a Differentiator for MEP & MEAP Plans

      Group 401(k) Plans have grown substantially in popularity. Since the introduction of group 401(k) plans under ERISA, Multiple Employer Plans (MEP) have been the most commonly used group retirement plan. However, the Lincoln Multiple Employer Aggregation Program (MEAP) may be a better retirement plan solution for your client’s organization’s needs.

      The Retirement Advantage, Inc. (TRA) is bringing together two experts from Lincoln Financial Group and The Retirement Advantage, Inc. (TRA) to help you determine if De-MEPing to endorse a MEAP is the right decision and the steps involved.

      The webinar will focus on:

      • Understanding – MEP’s & MEAP’s
      • How to use the Managed Accounts inside of MEP & MEAPs to Grow 401(k) Business
      • Simple Steps for DeMEPing to Endorse a MEAP

      Watch Webinar

    • 2021 SELLING SEASON: Bringing in the focus on the SECURE Act and Cash Balance Plans

      We are in the midst of the 4th quarter “qualified retirement plan” selling season and now is the time to refresh those key elements of the SECURE Act and to sharpen your knowledge on Cash Balance Plans. Cash Balance plans are becoming more significant for many business owners and highly paid entrepreneurs as they are interested in looking for ways to lower their tax burdens and save for retirement.

      Learn why NOW is the best time to start and expand your Cash Balance Plan business as well as taking advantage of those provisions that the SECURE Act has positively enhanced business retirement plans. Transamerica and TRA has put together this valuable Webinar featuring John Markley, Director of Industry Relations, expert in Cash Balance plans. Please join us on to discuss the following:

      Please join us Thursday, November 5th, as we discuss highlights of the SECURE Act, which include:

      • SECURE Act Highlights
      • Cash Balance Plans
      • Why Cash Balance Plans are so popular, especially now
      • Sales Tactics and how to Identify qualifying candidates
      • Timelines for 2020/2021 selling season.

      Watch Webinar

    • Win 401(K) Business! Simplify Your Client's Life in These Challenging Times!

      Today’s environment has forced employers to readjust how they run their business to be more efficient and to strive to get the most productivity out of their workforce; and the workforce is looking to the employer to provide a suite of important employee benefits and a safe work environment. Retirement Plans have become an extremely important employee benefit workers are demanding from employers. To meet the goals of both Employer and Employee, we (Paylocity, TRA, Voya) are here to help you accomplish this goal for your clients and for you to WIN business making it a “WIN, WIN” situation.

      We will introduce to you the efficiency, effectiveness, effortless way of making it a WIN for you and your client and their employees! We will discuss these important subjects:

      1. Preparedness for Employer – Payroll solutions
      2. Reduction of HR/Owner’s time, fiduciary liability and run efficient Plan operations
      3. Ease for Plan Sponsor and Participants to manage their Retirement Plan

      This will be a valuable educational seminar that you, the Advisor, will be able to immediately approach or discuss with prospects and clients.

      Watch Webinar

    • Use MEP & MEAP Concepts to Win 401(k) Business Now!

      Group 401(k) Plans have grown substantially in popularity. Since the introduction of group 401(k) plans under ERISA, Multiple Employer Plans (MEP) have been the most commonly used group retirement plan. However, the Lincoln Multiple Employer Aggregation Program (MEAP) may be a better retirement plan solution for your client’s organization’s needs.

      The Retirement Advantage, Inc. (TRA) is bringing together two experts from Lincoln Financial Group and The Retirement Advantage, Inc. (TRA) to help you determine if De-MEPing to endorse a MEAP is the right decision and the steps involved.

      The webinar will focus on:

      • Understanding – MEP’s & MEAP’s
      • How to use MEP & MEAP to Grow 401(k) Business
      • Simple Steps for DeMEPing to Endorse a MEAP

      Watch Webinar

TRA — Webinars

Interested in developing your retirement plan and industry related knowledge to grow your business?

The Retirement Advantage, Inc. (TRA) is excited to introduce a new platform for retirement advisor training. Attend or view our webinars and learn how to effectively sell the value added benefits of TRA, partner products and become an even stronger technical resource for your clients.

Our Subject Matter Experts (SME’s) and Distribution team have collaborated to put together a series of presentations providing the tools necessary to develop both TRA product/service awareness and general technical knowledge.

Topics will rotate and include actionable educational content, product/service overviews, technical selling, identifying ideal candidates, problem solving and more.

Sign up for our quarterly newsletter and stay on top of what is up and coming or contact your RSC to host a webinar in your area.

Interested in a specific topic? Let us know! E-mail us at info@tra401k.com.

Connect with TRA’s Regional Sales Consultant to Coordinate a Webinar in your Area

We make your job EASY…
We make you look GOOD…
We help you WIN more business!™

  • This field is for validation purposes and should be left unchanged.