Wednesday, April 26, 2023
10:00 AM – 11:00 AM CST

Fully understanding all the benefits available to your clients through their company-sponsored retirement plan can be daunting.  Let us help make it easier.  Together we will identify important plan features, options and opportunities you may be overlooking.  We want to help empower you with custom strategies to optimize your clients’ retirement planning to its fullest.

Learning Objectives:

• Identify key considerations of a rollover
• Understand a plan’s unique options
• Use in-service distributions to access to plan assets while working
• Understand special tax rules for NUA in employer securities
• Learn about non-Roth after tax-accounts
• Consider defined benefit plan lump sum payouts

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Understanding Your Retirement DNA” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Understanding Your Retirement DNA” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Wednesday, May 24, 2023
10:00 AM – 11:00 AM CST

ERISA entrusts the care of retirement benefits and the proper operation of retirement plans to “fiduciaries” of the plans, such as the business owners who sponsor them. Fiduciaries who fail can face penalties and personal liability for plan losses. Attend this course to understand fiduciary responsibilities and liabilities, how to identify the different types of plan fiduciaries and implement fiduciary liability reduction strategies and tactics.

Learning Objectives:

• List the four key responsibilities of plan fiduciaries.
• Learn how to identify plan fiduciaries.
• Understand the potential consequences of a fiduciary failure.
• List fiduciary liability reduction strategies and tactics.
• Differentiate between the two Department of Labor (DOL) fiduciary correction programs.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Fiduciary Best Practices for Plan Sponsors” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Fiduciary Best Practices for Plan Sponsors” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Wednesday, June 28, 2023
10:00 AM – 11:00 AM CST

Description Coming Soon

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Updating your Investment Policy Statement” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Updating your Investment Policy Statement” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Wednesday, September 27, 2023
10:00 AM – 11:00 AM CST

Attend this course to learn how cash balance plans help business owners and highly paid entrepreneurs find ways to lower their tax burdens and attract and retain highly qualified employees.

Learning Objectives:

• Determine small business owner goals and questions
• Become familiar with plan alternatives and design options
• Understand cash balance plans and how they work at a high level
• Consider business income issues
• Coordinate the right team members for decision

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Demand Stays Strong for Cash Balance Plans” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Demand Stays Strong for Cash Balance Plans” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Wednesday, October 25, 2023
10:00 AM – 11:00 AM CST

This course gives you a broad overview of Social Security and helps you understand taxation, working while receiving benefits, divorce, and WEP/GPO, withdrawing application, executing a Social Security Planning Strategy.

Learning Objectives:

• Understanding of the various types of social security benefits
• Awareness of how the program operates and its funding
• Understanding the taxation rules of social security benefit
• Knowledge of benefit eligibility and calculation

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Social Security and You” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Social Security and You” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Wednesday, November 29, 2023
10:00 AM – 11:00 AM CST

Our goal is to help you identify surprises and hidden elements of Medicare that are often overlooked as well as help you avoid the traps and pitfalls that come with Medicare.

Learning Objectives:

• Explore an overview and origin of Medicare
• Understand eligibility and coverage
• Discuss the costs of the various parts of Medicare
• Identify additional coverage choices
• Strategize the planning and coordination of benefits

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar. Please check your system requirements by clicking here.

Register Today

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

The largest portion of retirement income for retirees comes from workplace retirement plans. Yet, roughly 56 million individuals (35%) do not have access to retirement plans at their place of work. To address the lack of plan access head on and a mounting retirement income crisis, a growing number of states now require private-sector business owners without retirement plans adopt state-sponsored retirement plans for their workers.

During this webinar, we discussed the history of state-sponsored retirement programs, which states have programs in place, those that will be launching in the near future, the features of each state plan, and possible alternatives for employers in impacted states. Plus, we discussed the provisions of SECURE Act 2.0 that affect state-sponsored retirement plans.

Learning Objectives:

• Understand why state felt compelled to sponsor retirement plan programs for private-sector workers
• List the states that have implemented and launched a state program, and the states that are still in development
• Articulate the impact that SECURE Act 2.0 legislation has on the features of state-sponsored retirement plans
• Describe the types of plan alternatives that are available

Watch Today

SECURE Act 2.0 gives small business owners exciting new tactics and strategies designed to help them achieve business goals as well as retirement savings objectives for themselves and their employees. Attend this seminar to learn how to use qualified retirement plans and executive compensation arrangements to increase retirement income security. The session will also cover new retirement plan design options and enhanced tax credits available as a result of law changes, plus learn how implementing a plan governance process can help mitigate fiduciary liability.

Learning Objectives

• Use retirement plans to achieve business goals.
• Understand key provisions of SECURE Acts 1.0 and 2.0 affecting retirement plans.
• Learn the elements of a plan governance process.
• Identify popular executive compensation arrangements.
• Consider financial wellness programs for employees.

Watch Today

The long-awaited and much anticipated “SECURE 2.0” is here. Join TRA and Retirement Learning Center as we provide an overview of the many aspects of the new retirement-related legislation know as SECURE 2.0.

This bill makes significant changes to most aspects of the retirement environment including expanded contribution limits and credits, enhancements of SIMPLE IRA arrangements, emergency saving account options in 401(k), and matching of certain student loan payments. In addition, we’ll cover changes to excesses, corrections, RMD and rollover rules.

Lastly, the timing, amendment and effective dates of key provisions will be discussed.

Learning Objectives

• Understand the new 401(k) features including emergency savings accounts, student loan payments, starter 401(k)s, required auto-enrollment features and increased credits and limitation

• Identify enhanced SIMPLE-IRA features, modifications to 457(b) eligibility requirements and ability to treat employer contributions as Roth amounts

• Recognize expanded rollover options, additional distribution penalty exemptions, RMD changes

• Summarize changes to MEP/PEP and Group of Plans rules

• Consider the timing and effective dates of the provisions and requirement amendments

Watch Today

Social Security represents 24% of the Federal budget and approximately 60 million Americans receive benefits. To say it is a big program is an understatement. And, understanding Social Security is crucial to all those who will soon need to claim those benefits. Attend this seminar to learn about Social Security, its history, the different types of benefits, and what you need to know about executing a Social Security planning strategy.

Learning Objectives:

• Understanding of the various types of social security benefits
• Awareness of how the program operates and its funding
• Understanding the taxation rules of social security benefit
• Knowledge of benefit eligibility and calculation

Watch Today

Congress is considering multiple proposals that have the potential to dramatically reshape the retirement marketplace. Among the proposals, House Resolution (HR) 2954 “Securing a Strong Retirement Act of 2021” (SSRA), and the Senate’s (S) 1770 “Retirement Security and Savings Act” (RSSA)—two overlapping bills with strong bipartisan support—are most likely to be combined into expansive retirement reform referred to as, “SECURE 2.0.” Key objectives of the bills include expanding employee coverage by workplace retirement plans, increasing retirement savings, and preserving retiree income. Among the proposed provisions are enhancing automatic enrollment, increasing tax-credits for plan start-ups, and raising the age for mandatory distributions.

Learning Objectives:

• Understand key provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 (i.e., SECURE Act 1.0).
• Summarize elements of SECURE 1.0 such as Pooled Employer Plans, Group of Plans, changes to part-time employee coverage, plan set-up deadlines, and lifetime income illustrations and the deadline to provide them.
• Recognize key provisions in the combined legislation known as “SECURE Act 2.0”
• Identify other retirement reform proposals
• Consider practical and tactical actions for plans sponsors and investors considering the new proposals.

Watch Today

Are your Connecticut-based business clients ready to comply with the state’s retirement plan mandate?

With statewide rollout of the mandate already taking place, all for-profit and not-for-profit employers engaged in business in CT must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all MyCTSavings program.

Now’s the time to help provide your Connecticut business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

To learn more, please join us for an exclusive 30-minute webinar from The Retirement Advantage, Inc. (TRA): Help Business Owners Benefit From the Connecticut Retirement Mandate.

Learning Objectives:

• Connecticut retirement plan mandate
• Overview of the Connecticut Program
• How to create a winning business retirement plan design
• Critical next steps for your business clients
• Q&A segment after the presentation

Watch Today

Many things have changed in 2021, but we can still count a few guiding principles in the retirement plan business as we go into the 2022 selling season. One thing we can assert, many business owners and highly paid entrepreneurs are still looking for ways to lower their tax burdens.

In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

That’s why now is the best time to start — or expand — your Cash Balance Plan business. Cash Balance Plans continue to be the fastest-growing segment of the retirement plans market, in part because they:

• Allow for substantially larger tax-deductible contributions versus other types of plans.
• Help business owners attract and retain top talent.
• Are both cost- and tax-efficient.
• Allow for varying contribution levels.
• Can be added to another qualified plan.
• Why Cash Balance Plans are so popular — especially now.
• How to identify qualifying candidates.

Learning Objectives:

1. Understanding of how to help business owners lower their tax burden through use of a Cash Balance Plan
2. Familiarity with basics of Cash Balance Plan design and why they are so popular
3. How a Cash Balance Plan pairs with a 401k Plan to optimize tax deductions and retirement savings
4. Way to use Cash Balance Plans to accomplish business ownership succession planning goals
5. Awareness of roles of the Advisor, Plan Sponsor and Actuary/Third Party Administrator
6. How to identify suitable candidates for sponsorship of Cash Balance Plan

Watch Today

Click here to learn more about our Cash Balance Plans

Are your California-based business clients ready for the state’s retirement plan mandate?

By state law, employers who do not currently sponsor a retirement plan and who have five or more California-based employees as well as at least one employee aged 18+, must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all CalSavers program.

Businesses that don’t comply face significant penalties. Many businesses are already paying hefty fines, and the deadline for all affected employers to comply is June 30, 2022.

Now’s the time to help provide your California business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

To learn more, watch our 40-minute webcast from The Retirement Advantage, Inc. (TRA) and Transamerica: Help Business Owners Benefit From the California Retirement Mandate. In the webcast, we cover:

• California retirement plan mandate
• Overview of the CalSavers Program
• How to create a winning buisness retirement plan design
• Critical next steps for your business clients
• Q&A segment after the presentation

Watch Today

Retirement Plans have grown substantially in popularity and complexity. With increased legislation and DOL scrutiny on retirement plans, the need Plan Sponsors have to ensure the retirement plan they are offering to their employees is not only compliant but cost competitive has never been more important than it is right now. Communication of the contribution and file data is the cornerstone to achieving a more accurate and compliant plan.

TRA & Paycor have partnered together to provide PRIME, a simple solution that allows the communication and transfer of data seamlessly back and forth between the TPA and Recordkeeper, to help improve accuracy and timeliness of funding and mitigate fiduciary liabilities with positive impacts on fees.

This webinar is intended to focus on integrating clients payroll with their retirement plans, and will cover the following:

• Payroll integration and data transfer
• How choosing an integrated 401(k) solution can improve the efficiency and functionality of a retirement plan.
• Other positive impacts of payroll integration

You don’t want to miss this session.

Watch Today

The U.S. retirement savings system has seen dramatic changes over the years, and there is every indication that this pattern of change will continue as part of policies to address tax reform and deficit reduction. As the Pension Risk Transfer and Guaranteed Income markets continue to evolve, so do your clients’ needs.

Join The Retirement Learning Center (RLC) and DietrichAnnuity, who specializes in transferring retirement benefits to highly rated insurance companies via Single Premium Group Annuity contracts, to learn more about current offerings, trends, and activity.

This course addresses critical topics under discussion and debate on both the legislative and regulatory fronts as they pertain to workplace retirement plans and IRAs.

Learning Objectives:

• Quantify the enforcement efforts of the DOL
• Understand the IRS and DOL’s top enforcement priorities for retirement plans and IRAs
• List the retirement-related initiatives being talked about in Washington
• Identify current hot topics in the industry and know key points
• Insuring Retirement Plans with DietrichAnnuity

Watch Today

Environmental, Social and Corporate Governance (ESG) investing is an exciting and progressive issue affecting potentially millions of retirement plan participants. In this presentation, we will review the history of ESG investing, the current trends affecting ESG investments, the regulatory environment, and future changes within the ESG marketplace.

Learning Objectives:

• Understand what ESG investing is
• Identify current industry trends affecting ESG investing
• Comprehend the current regulatory environment and anticipated changes shaping ESG investing
• Recognize the profile of those who are most likely to be active in the ESG marketplace
• Support plan sponsors and participants in making effective decisions regarding ESG funds

Watch Today

Cybersecurity is an epic concern not only in the United States, but globally. Today’s hackers are modern day Willie Suttons, targeting high-balanced financial accounts because “That’s where the money is.” Due to the massive amount of assets in retirement plans, regulatory agencies are making cybersecurity in retirement plans a top focus.

During this webinar, we’ll discuss the Department of Labor’s “three points of light” from its guidance, and the practical and tactical actions financial advisors, plan sponsors and plan participants can take now to tighten security around retirement assets.

Learning Objectives:

• Understand the latest guidance on cybersecurity for qualified retirement plans
• Adapt the tips for hiring a plan service provider
• Know cybersecurity program best practices for qualified retirement plans
• Recognize the role of the financial advisor in cybersecurity

Watch Today

Small businesses account for 99 percent of all U.S. businesses, and they employ half of private sector workers in the U.S. Most workers’ accumulate the majority of their retirement savings through workplace retirement plans. Because small business owners are concerned about their fiduciary liability, only half of them offer a retirement plan to their employees. Attend this course to understand the important role small businesses play in helping U.S. workers save for retirement; see how a plan governance process may help reduce fiduciary liability; identify plan design elements that may help plan sponsors achieve personal and business goals; and stay up to date on plan compliance issues.

Learning Objectives:

• Understand the important role small businesses play in helping U.S. workers save for retirement.
• See how a plan governance process may help reduce fiduciary liability.
• Identify plan design elements that may help plan sponsors achieve personal and business goals.
• Stay up to date on plan compliance issues.

Watch Today

With the Department of Labor regulations on investment advice fiduciaries vacated, the industry reverts to prior guidance on the proper steps to completing a compliant IRA rollover, including best practices as outlined in FINRA Notice 13-45 and the Securities and Exchange Commissions final Regulation Best Interest.

The session covers topics including:

• Understand the changing rollover reality
• Know the steps to discover plan distribution options
• Recognize four common rollover scenarios
• Adapt a process for implementing and repeating compliant rollovers

Watch Today

Additional supporting material:

• Rollover Checklist

It’s not what you earn—it’s what you keep. Small business owners may be missing out on tactics and strategies designed to help them maximize their business income and achieve retirement savings goals for themselves and their employees. Attend this seminar to learn about strategies such as applying the 199A tax deduction, using qualified and executive compensation arrangements to increase retirement income security, and implementing a plan governance process to mitigate fiduciary liability, as well as others.

Learning Objectives:
1. Determine which retirement plan contributions count towards PPP loan forgiveness
2. Understand the basics of the 199A tax deduction for small businesses
3. Use retirement plans to achieve business goals
4. Learn the elements of a plan governance process
5. Identify popular executive compensation arrangements
6. Consider financial wellness programs for employees

Register Today

Even during these unprecedented times, business owners are still looking to save on taxes — and make sure that they and their employees have enough in retirement savings. In fact, many of your small business clients may need these benefits now more than ever. That means that many of these clients may be interested in Cash Balance plans.

In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

Cash Balance Plans continue to be the fastest-growing segment of the retirement plans market, in part because they:
• Allow for substantially larger tax-deductible contributions versus other types of plans
• Help business owners attract and retain top talent
• Are both cost- and tax-efficient
• Allow for varying contribution levels
• Can be added to another qualified plan

Learning Objectives:
1. Understanding of how to help business owners lower their tax burden through use of a Cash Balance Plan
2. Familiarity with basics of Cash Balance Plan design and why they are so popular
3. How a Cash Balance Plan pairs with a 401(k) Plan to optimize tax deductions and retirement savings
4. Way to use Cash Balance Plans to accomplish business ownership succession planning goals
5. Awareness of roles of the Advisor, Plan Sponsor and Actuary/Third Party Administrator
6. How to identify suitable candidates for sponsorship of Cash Balance Plan

Register Today

On April 14, 2021, the US Department of Labor entered uncharted territory for a government agency, for the first time addressing cybersecurity standards across a broad industry, and giving the industry’s customers (plan sponsors) specific guidance on how to hold their service providers responsible for cybersecurity risks. This bold but necessary approach puts Plan Service Providers on notice that the risks posed by cybersecurity threats can no longer be ignored or waved away without impacting their core business.

This webinar will help:

• Demystify the DOL’s guidance for fiduciaries and service providers.
• Provide tips for how non-technical professionals can clearly communicate these precautions to their customers.
• Offer first steps for implementing the DOL standards.

You will come away from the session with a better business-level understanding of these issues, and how to provide effective leadership to their IT staff, to ensure that organizations are on a sustainable path towards better cybersecurity.

Register Today

Hosted by Trey Galuppi, MEP Specialist of TRA and Bob Balogh
VP Retirement Channel Strategy of Paycor

Retirement Plans have grown substantially in popularity and complexity. With increased legislation and DOL scrutiny on retirement plans, the need Plan Sponsors have to ensure the retirement plan they are offering to their employees is not only compliant but cost competitive has never been more important than it is right now. Communication of the contribution and file data is the cornerstone to achieving a more accurate and compliant plan.

TRA & Paycor have partnered together to provide a simple system that allows the communication and transfer of this important data seamlessly back and forth between the TPA and Recordkeeper to help our client’s plans be capable of funding timely and accurately while mitigating fiduciary liabilities to the employer and also providing a positive impact on the fees associated within the plan.

This Webinar is intended to focus on the elements of this PRIME solution and will focus on the following:

• 3(16) fiduciary services and the impact TRA’s 3(16) services have on both the participants and employer
• Payroll integration and data transfer
• How choosing an integrated 401(k) solution can improve the efficiency and functionality of a retirement plan.

Watch Today

Sponsors of retirement plans face a plethora of daily responsibilities to ensure they operate their retirement plans in a compliant manner within government mandates. What specific questions are plan sponsors asking their financial advisors and trusted consultants today? What’s happening legislatively? How can plan sponsors maximize employee productivity? What will plan sponsors do next? Attend this course to gain insight into the mindset of retirement plan sponsors, actions they are taking with their plans and the changes they face in the operations of their plans.
Attend this course to:

Learn what plan sponsors are asking about their plans in light of the current environment.

• Get the latest updates on law changes and regulations affecting retirement plans.
• Understand the steps to plan sponsors are taking to help maximize employee productivity.
• Think about ways to invigorate plan designs and the plan governance process.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business you won’t want to miss this session.

Watch Today

Hosted by Pam Mayer of TRA and James Swartz and Matt Spicer of Ascensus

Are you ready for “The Next Wave” of California employers that will be impacted by the State’s CalSavers program? Employers with more than 50 employees who do not offer a retirement savings plan have until June 30, 2021, to make a decision. This State mandate opens an incredible opportunity for Advisors to help their business owner clients evaluate their options including establishing a qualified retirement plan for their business. These plans, like a 401(k)/Profit Sharing plan can greatly benefit business owners with the potential for substantial tax savings as well as help attract and retain quality employees.

Please join us to learn valuable information and the consultative approach you can take to help your California based employers with a business retirement plan. We are going to make it easy for you!

What we are going to discuss:

1. Overview of the CalSavers Program
2. Ideal Retirement Plans for Businesses
3. Creating a winning Plan Design – DC/DB Combo Plan
4. Your Next Steps to Success

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Plan sponsors using IRS pre-approved plan documents are required to amend their plan documents by July 31, 2022, for recent law and regulatory changes. Plan document language must also reflect any new discretionary operational choices made by the plan sponsor. The importance of having an up-to-date retirement plan document cannot be overstated. Failure to do so could result in serious tax consequences for the plan sponsor and participants.

Even though the actual plan document need not be restated until 2022, the plan’s operations must conform to the various new requirements now. Thus, it is important to ensure the plan committee, service providers and participants are aware of the new provisions, and that they are carefully documented in the plan records.

Please join Retirement Learning Center (RLC) and The Retirement Advantage, Inc. (TRA) if you would like to:

• Understand the nuances of the plan restatement process
• Learn about the plan changes under the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 and the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020
• Explore ways to align your plan with organizational goals and needs
• Know how to select the appropriate plan document and provider
• Learn how to implement plan document and operational oversight
• Control elements into your plan governance process

Watch Webinar

The retirement plan business offers tremendous opportunities. But it takes knowledge and resources to help plan sponsors and participants succeed. With the right information and guidance you can start building your retirement plan practice. And, more importantly, help serve more clients deeply.

In this workshop, you’ll get established business-building techniques, tools, and data to help you:

• Why be in the retirement plan business
• 401(k) 101: Know the basics
• Jumping into the retirement plan market and standing out
• What’s the process look like?
• You have sold a plan, now what?

Watch Webinar

Even the most successful plan advisors face a daunting challenge; how to remain relevant with clients and prospects against this landscape.

If you want to know how you can tackle the challenges of creating and maintaining a compelling brand and how you can highlight your differentiators in the vast sea of sameness, view this webinar today.

Randy Fuss, Practice Management Consultant for CUNA Mutual Retirement Solutions and Registered Corporate Coach, will share ideas on how you can communicate your unique message more effectively in this current environment where there is no in-person communication.

Key takeaways from this program include:

• Key Attributes of every effective brand
• Building an impactful retirement plan brand
• Rethinking your retirement plan dialog

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Many business owners and highly paid entrepreneurs are still looking for ways to lower their tax burdens. In fact, tax-saving strategies may be more important than ever before. At the same time, offering the most attractive benefits packages to the most valued employees gains greater significance as employers navigate the challenges of the COVID-19 pandemic crisis.

That’s why now is the best time to start — or expand — your business.

In this webinar, TRA’s Director of Industry Relations John Markley will discuss why Cash Balance Plans and why they continue to be the fastest-growing segment of the retirement plans market ;and John Carl, Founder & President from RLC will review Practical and Tactical Actions for Small Business Owners.

Cash Balance Agenda:

• Why Cash Balance Plans are so popular — especially now.
• How to identify qualifying Cash Balance candidates.
• Cash Balance sales tactics and timelines for the 2020 – 2021 selling season.

Practical and Tactical Actions Agenda:

• PPP loan forgiveness
• 199A tax deduction for small businesses
• Elements of plan governance process

Watch Webinar

Group 401(k) Plans have grown substantially in popularity. Since the introduction of group 401(k) plans under ERISA, Multiple Employer Plans (MEP) have been the most commonly used group retirement plan. However, the Lincoln Multiple Employer Aggregation Program (MEAP) may be a better retirement plan solution for your client’s organization’s needs.

The Retirement Advantage, Inc. (TRA) is bringing together two experts from Lincoln Financial Group and The Retirement Advantage, Inc. (TRA) to help you determine if De-MEPing to endorse a MEAP is the right decision and the steps involved.

The webinar will focus on:

• Understanding – MEP’s & MEAP’s
• How to use the Managed Accounts inside of MEP & MEAPs to Grow 401(k) Business
• Simple Steps for DeMEPing to Endorse a MEAP

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We are in the midst of the 4th quarter “qualified retirement plan” selling season and now is the time to refresh those key elements of the SECURE Act and to sharpen your knowledge on Cash Balance Plans. Cash Balance plans are becoming more significant for many business owners and highly paid entrepreneurs as they are interested in looking for ways to lower their tax burdens and save for retirement.

Learn why NOW is the best time to start and expand your Cash Balance Plan business as well as taking advantage of those provisions that the SECURE Act has positively enhanced business retirement plans. Transamerica and TRA has put together this valuable Webinar featuring John Markley, Director of Industry Relations, expert in Cash Balance plans. Please join us on to discuss the following:

Please join us Thursday, November 5th, as we discuss highlights of the SECURE Act, which include:

• SECURE Act Highlights
• Cash Balance Plans
• Why Cash Balance Plans are so popular, especially now
• Sales Tactics and how to Identify qualifying candidates
• Timelines for 2020/2021 selling season.

Watch Webinar

Today’s environment has forced employers to readjust how they run their business to be more efficient and to strive to get the most productivity out of their workforce; and the workforce is looking to the employer to provide a suite of important employee benefits and a safe work environment. Retirement Plans have become an extremely important employee benefit workers are demanding from employers. To meet the goals of both Employer and Employee, we (Paylocity, TRA, Voya) are here to help you accomplish this goal for your clients and for you to WIN business making it a “WIN, WIN” situation.

We will introduce to you the efficiency, effectiveness, effortless way of making it a WIN for you and your client and their employees! We will discuss these important subjects:

1. Preparedness for Employer – Payroll solutions
2. Reduction of HR/Owner’s time, fiduciary liability and run efficient Plan operations
3. Ease for Plan Sponsor and Participants to manage their Retirement Plan

This will be a valuable educational seminar that you, the Advisor, will be able to immediately approach or discuss with prospects and clients.

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Group 401(k) Plans have grown substantially in popularity. Since the introduction of group 401(k) plans under ERISA, Multiple Employer Plans (MEP) have been the most commonly used group retirement plan. However, the Lincoln Multiple Employer Aggregation Program (MEAP) may be a better retirement plan solution for your client’s organization’s needs.

The Retirement Advantage, Inc. (TRA) is bringing together two experts from Lincoln Financial Group and The Retirement Advantage, Inc. (TRA) to help you determine if De-MEPing to endorse a MEAP is the right decision and the steps involved.

The webinar will focus on:

• Understanding – MEP’s & MEAP’s
• How to use MEP & MEAP to Grow 401(k) Business
• Simple Steps for DeMEPing to Endorse a MEAP

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