TRA MAKES NEWS HAPPEN

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  CASE OF THE WEEK – Tax Refund Rollovers

  March 6, 2026 - Can the federal government contribute to your IRA? Learn how tax refunds, the new Saver’s Match, and proposed plans could boost retirement savings. Continue
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  Plan Sponsors Ask…

  March 3, 2026 - The number of abandoned 401(k) accounts in the U.S. has nearly doubled in a decade, reaching 31.9 million with $2.13 trillion in assets. Learn what Capitalize Money Inc. reports about this growing trend and its impact. Continue
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  CASE OF THE WEEK – LTPT Employees and Elapsed Time

  February 27, 2026 - Learn how 401(k) plans using elapsed time determine eligibility for long-term part-time employees and when LTPTE rules apply. Continue
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  PRESS RELEASE – The Retirement Advantage, Inc. (TRA) Promotes Austin Solomon to Regional Plan Consultant

  February 24, 2026 - TRA promotes Austin Solomon to Regional Plan Consultant, expanding sales leadership to support advisors and plan sponsors across Indiana, Kentucky, Ohio and West Virginia. Continue
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  Four Key Ways That Plan Sponsors Can Outsource Fiduciary Responsibility

  February 24, 2026 - Plan sponsors face strict ERISA fiduciary standards, but outsourcing can reduce risk and workload. Mercer’s 2025 survey shows 80% use external fiduciaries. Learn four key options, including 3(21), 3(38), 3(16), and pooled employer plans. Continue
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  CASE OF THE WEEK – Deferral Limits SIMPLE + 401(k)

  February 20, 2026 - Understand how a 53-year-old participating in both a SIMPLE IRA and a 401(k) can maximize 2026 salary deferrals under IRC 402(g) limits. Continue
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  Plan Sponsors Ask…

  February 17, 2026 - Discover why automatic escalation is gaining traction among plan sponsors. JP Morgan’s 2025 survey shows 89% of participants with automatic contribution increases are satisfied and more confident about lifetime savings. Continue
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  CASE OF THE WEEK – Qualified Charitable Distributions

  February 13, 2026 - Learn how qualified charitable distributions from IRAs let individuals age 70½ or older donate directly to eligible charities while excluding the amount from taxable income and satisfying required minimum distributions. Includes annual limits and key IRS rules. Continue
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  TRA and Plan Notice Simplify 401(k) Plan Compliance Through Automation

  February 10, 2026 - TRA and Plan Notice simplify 401(k) compliance by automating participant notice delivery, tracking, and documentation. Learn how this solution reduces fiduciary risk, improves efficiency, and enhances participant understanding. Continue
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  CASE OF THE WEEK – ADP and Roth Catchups

  February 6, 2026 - Learn how mandatory Roth 401(k) catch‑up rules for high earners affect ADP testing corrections, why the order of fixing ADP and 414(v)(7) failures matters, and how timely corrections can prevent distributions and excise taxes. Continue