• Taxes Deferred with a Cash Balance Plan
    July 31, 2018 - Taxes Deferred with a Cash Balance Plan A critical element in the explanation of the benefits of Cash Balance Plans is the estimate of the tax deferral that will occur.  The top federal income tax rate is now 37% and for earners at the highest bracket, this may be the minimal level of tax savings through contributions to a Cash Balance Plan.  State and local... Continue
  • Retirement Plan Deadlines Approaching
    July 24, 2018 - Do you have a client who would like to set up a retirement plan before the end of the year? With so much to do and so little time you can count on TRA to help you with all your new business needs. Continue
  • Sample Qualifying Questions for Retirement Plan Opportunities – Business Owner Focused
    July 17, 2018 - What are you currently doing to reduce taxes for yourself and your business? Personal deferrals the business owner makes reduces their taxable income, and any employer contributions or plan expenses are deductible for the business. What is your exit strategy and what steps have you taken to prepare? Retirement plans can be a cost-effective and tax-efficient way to transfer a significant amount of assets from... Continue
  • Retirement Plan Distributions
    July 10, 2018 - Most people spend their working lives saving for retirement. But when you’re ready to retire, it’s a whole new ball game, and how you approach retirement distribution planning can have a huge impact on both your taxes and lifestyle. Whatever the reason, participant distributions present a complex set of rules for Plan Sponsors to navigate.   Participants can receive distributions from retirement plans for a... Continue

Consider TRA's 3(16) Fiduciary Services & Plan Administration

To alleviate the day-to-day administrative burdens of yours or your clients retirement plans.