• Employees Prefer a Retirement Paycheck
    September 18, 2018 - The shift away from traditional pension plans means today’s employees are largely responsible for their own retirement security. Yet many seem to long for the “good old days,” at least in the sense of knowing they will receive a monthly income throughout retirement. What role should companies play in the retirement security of their employees, especially as it relates to steady retirement income? And how... Continue
  • WEBINAR – Selling Cash Balance Plans in 2018
    September 13, 2018 - Cash Balance Webinar - Wednesday, October 3, 2018 - TRA will share key insights on cash balance market trends and how to sell these plans. Continue
  • Cash Balance Plans Top $1 Trillion
    September 11, 2018 - California and New York have the most cash balance plans overall, but that’s not where the fastest growth is occurring. Employer contributions to cash balance plans soared 30% in 2016, lifting assets of those programs to $1.03 trillion, according to the 2018 National Cash Balance Research Report, from Kravitz, Inc., an Ascensus company, which also found a 15% net increase in the number of new cash... Continue
  • Simplify 401(k) plan administrative requirements
    September 4, 2018 - A traditional 401(k) plan must satisfy certain nondiscrimination testing to make sure benefits are equally applied to all employees, from the most highly paid to the lowest paid. These tests must be run at the end of each plan year and, depending on the test results, may limit how much you and your higher-paid employees can contribute to the plan. Running these tests also adds... Continue
    August 29, 2018 - Most employers think their plan is in compliance but the numbers speak for themselves. 2017 stats on DOL activity Through its enforcement of the Employee Retirement Income Security Act (ERISA), investigators withe the DOL’s Employee Benefit Security Administration are responsible for ensuring the integrity of private employer benefit plans, from retirement and health plans to life and/or disability insurance and other welfare benefit plans. Combined,... Continue
  • TRA Introduces Matt Solomon, New Regional Sales Consultant
    August 28, 2018 - 16-Year Seasoned Sales Consultant to Drive Sales for TRA APPLETON, WIS. (August 28, 2018) – The Retirement Advantage, Inc. (TRA), an industry-leading national retirement services provider is pleased to announce the addition of Matt Solomon as their latest Regional Sales Consultant. Solomon’s primary focus is educating advisors and clients, large and small, on the best plan design for their retirement plan.  He will be covering... Continue
  • A Look Inside the Average 401(k) Plan: How Your Plan Compares
    August 24, 2018 - As an employer, you face a challenge: attracting and retaining the right talent is necessary to drive your business forward. At the same time, you likely feel a responsibility to help your employees achieve retirement financially prepared. Your 401(k) plan can help manage both of these goals. Keeping an eye on the latest trends and tactics in the 401(k) arena is one way you can... Continue
  • TRA Announces the Launch of our New Website
    August 16, 2018 - TRA Revamps Website with New Look, New Functionality and New Attitude The Retirement Advantage, Inc. (TRA), an industry-leading national retirement services company announced the launch of its newly revamped website at This redesigned website offers quick and easy access to essential information and features that offer an all-encompassing understanding of TRA and the innovative retirement products and services they provide. The new website boasts... Continue
  • TRA Hires a Texas Regional Sales Consultant
    August 8, 2018 - Paul Villanueva is now representing The Retirement Advantage in LA, MS and East Texas APPLETON, WIS. (August 8, 2018) – The Retirement Advantage, Inc. (TRA), an industry-leading national retirement services company is proud to announce the hiring of Paul Villanueva as their Regional Sales Consultant (RSC) covering East Texas, Louisiana and Mississippi, reporting to Jeffrey Schreiber, Director of Sales of TRA. Villanueva will be responsible... Continue
  • Taxes Deferred with a Cash Balance Plan
    July 31, 2018 - Taxes Deferred with a Cash Balance Plan A critical element in the explanation of the benefits of Cash Balance Plans is the estimate of the tax deferral that will occur.  The top federal income tax rate is now 37% and for earners at the highest bracket, this may be the minimal level of tax savings through contributions to a Cash Balance Plan.  State and local... Continue


  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December

Consider TRA's 3(16) Plan Administration Relief Services (PARS)

To alleviate the day-to-day administrative burdens of your retirement plans.