• Q & A – Plan Sponsors Ask
    March 12, 2019 - Question: Many of our employees are young and carrying debt related to their education. As we implement our financial wellness and retirement communications, we’d like to address the question we sometimes hear about whether it’s better to channel income toward paying off loans or into the 401(k) plan. What are your thoughts? Answer: Like so many other choices in life, this one is complicated. The best answer is,... Continue
  • Nothing is Certain for the Retiree But…. Taxes
    March 7, 2019 - By David E. Rosen* If you live or work in the United States, you are subject to taxation by the federal government and the state government of the state where you live. Here’s the bright side of paying income taxes: you must have made some money if you owe taxes. But even during retirement, when your income is likely to be lower, you are obligated... Continue
  • Squeeze Play: Gen Xers Especially Feel the Pinch
    March 5, 2019 - Saving for retirement can challenge the best of us. For one group of employees, the challenge seems particularly daunting. Your mid-career colleagues, those between 36 and 56 years of age, may sometimes feel the odds are stacked against them. They are squeezed by their own debt, financial obligations to children who are not yet grown, and often, financial demands of aging parents. How, they may... Continue

Consider TRA's 3(16) Fiduciary Services & Plan Administration

To alleviate the day-to-day administrative burdens of yours or your clients retirement plans.