Wednesday, January 22, 2025 – 10:00 AM  – 11:00 AM

This course is intended to support plan sponsors and their professional advisors by optimizing the plan amendment process to ensure the plan is crafted to support and enhance the organization’s culture and ethos. The impending plan amendment process is the ideal opportunity to review the plan and make changes to it aligns more closely with the objectives of the organization.

The material overviews the new optional and required provisions and discusses what the amendment process entails including the timing and documentation requirements. Impending IRS and DOL initiatives are also explored along with potential implications for the plan sponsors.

Learning Objectives:

• Provide plan sponsors the understanding necessary execute the plan amendment process.
• Offer an overview of the new provisions, the implications of these provisions and when such provisions should or should not be considered.
• Enable plan sponsors and their advisors to make effective decisions aligning plan provisions with organizational goals and objectives.
• Highlight impending IRS and DOL initiatives and apprise plan sponsors of the possible impact such guidance may have on their qualified plans.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “SECURE 2.0: Update, Amendments and Next Steps” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “SECURE 2.0: Update, Amendments and Next Steps” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, February 19, 2025 – 10:00 AM  – 11:00 AM

To address the lack of plan access and a mounting retirement income crisis, a growing number of states now require private-sector business owners without retirement plans to adopt state-sponsored retirement plans for their workers. We will discuss the history of state-sponsored retirement programs, which states have programs in place, those that will be launching one in the near future, the features of each state plan and possible alternatives for employers in impacted states. Plus, we will discuss the provisions of SECURE Act 2.0 that affect state-sponsored retirement plans.

Learning Objectives:

• Understand why state felt compelled to sponsor retirement plan programs for private-sector workers
• List the states that have implemented and launched a state program, and the states that are still in development
• Articulate the impact that SECURE Act 2.0 legislation has on the features of state-sponsored retirement plans
• Describe the types of plan alternatives that are available

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “State-Sponsored Retirement Plans: An Overview” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “State-Sponsored Retirement Plans: An Overview” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, March 19, 2025 – 10:00 AM  – 11:00 AM

SECURE Act 2.0 gives small business owners exciting new tactics and strategies designed to help them achieve business goals as well as retirement savings objectives for themselves and their employees. Attend this seminar to learn how to use qualified retirement plans and executive compensation arrangements to increase retirement income security. The session will also cover new retirement plan design options and enhanced tax credits available as a result of law changes, plus learn how implementing a plan governance process can help mitigate fiduciary liability.

Learning Objectives:

• Use retirement plans to achieve business goals.
• Understand key provisions of SECURE Acts 1.0 and 2.0 affecting retirement plans.
• Learn the elements of a plan governance process.
• Identify popular executive compensation arrangements.
• Consider financial wellness programs for employees.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• “Investments & Wealth Institute® has accepted “Practical and Tactical Actions for Small Business Owners” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.”
• “CFP Board has accepted ” Practical and Tactical Actions for Small Business Owners ” for 1 hour of CE credit towards the CFP® designation.”
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program. Logging into the audio portion only is not sufficient for CE credit.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, April 23, 2025 – 10:00 AM  – 11:00 AM

Designing effective qualified retirement plans that meet a plan sponsor’s objectives has become somewhat of a lost art. The reasons are many: Cookie-cutter designs are easier; safe harbor designs get media attention; the flexibility of modern plan documents are overlooked; and pre-approved plans can satisfy most sponsors’ needs.

Learning Objectives

• Appreciate the importance of the plan design process;
• Comprehend why plan design has been de-emphasized;
• Identify strategies to help ascertain plan sponsor objectives;
• Understand how to meet plan sponsor objectives using a variety of plan features; and
• Apply specific plan design options to meet objectives.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Taking Plan Design to New Heights” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Taking Plan Design to New Heights” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, May 21, 2025 – 10:00 AM  – 11:00 AM

Plan participants may have a new ability to treat employer contributions as designated Roth contributions within 401(k), 403(b) or governmental 457(b) plans, in addition to their own deferrals. If the plan permits, participants may elect to treat their vested employer contributions as a designated Roth matching or nonelective contributions in the year the amounts are allocated to their accounts. This process offers a strategy to reduce future required minimum distributions and create additional tax-free Roth distributions. The course overviews the trade-offs and considerations when making decisions concerning designated Roth contribution opportunities, the election process and how a plan reports them.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

CPE.

Investments & Wealth Institute® has accepted “Roth Employer Contributions: More Ways to Roth” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.

CFP Board has accepted “Roth Employer Contributions: More Ways to Roth” for 1 hour of CE credit towards the CFP®  designation.

This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, June 18, 2025 – 10:00 AM  – 11:00 AM

Retirement income security comes through allocations to a variety of guaranteed types of retirement income sources. When these guaranteed retirement-income sources are either not enough, not available or not required, investors look to the capital markets for nonguaranteed retirement income. In this presentation, we will review retirement income expectations, the need for education on the tradeoffs, review the expected and actual retirement-income sources of workers and retirees and provide a retirement-income solutions roadmap for fiduciaries to consider. We then offer an overview of both retirement-income products and services as well as helpful examples, definitions and matrices for process development and organization. We then conclude with a review of an open- source retirement-income toolkit, a series of product and service matrices, a simple framework for a retirement income process and a glossary of retirement income terms to help fiduciaries begin and develop their own approach to managing retirement income solutions.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “What did you say about retirement income?” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “What did you say about retirement income?” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Wednesday, June 18, 2025 – 10:00 AM  – 11:00 AM

The course explores cash balance retirement plans and their uses, how they operate and how they can be used in conjunction with 401(k) plans. Understanding the differences between cash balance and 401(k) plans is another key theme throughout the presentation. The course also helps students identify which organizations may benefit from a cash balance plan and how to initiate these discussions with business. Also discussed are cash balance plan design considerations, reporting and compliance rules and the process by which these plans are established.

Learning Objectives

• Awareness of when cash balance plans (CBP) are appropriate.
• Become familiar with 401(k) and cash balance coordination.
• Understand cash balance plans and how they operate.
• Familiar with investment process and structure.
• Cognizant of the roles and duties of the cash balance team.

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• “Investments & Wealth Institute® has accepted “Cash Balance Plans: An Alternative for Small Businesses” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.”
• “CFP Board has accepted “Cash Balance Plans: An Alternative for Small Businesses ” for 1 hour of CE credit towards the CFP® designation.”
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities, and win new business, Register today!

Register Today!

Wednesday, October 22, 2025 – 10:00 AM  – 11:00 AM

Social Security represents 24% of the Federal budget and approximately 60 million Americans receive benefits. To say it is a big program is an understatement. And, understanding Social Security is crucial to all those who will soon need to claim those benefits. Attend this seminar to learn about Social Security, its history, the different types of benefits, and what you need to know about executing a Social Security planning strategy.

Learning Objectives:

• Understanding of the various types of social security benefits
• Awareness of how the program operates and its funding
• Understanding the taxation rules of social security benefit
• Knowledge of benefit eligibility and calculation

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• “Investments & Wealth Institute® has accepted “Social Security and You” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.”
• “CFP Board has accepted “Social Security and You ” for 1 hour of CE credit towards the CFP® designation.”
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities, and win new business. Register today!

Register Today!

Wednesday, November 19, 2025 – 10:00 AM  – 11:00 AM

Medicare was passed by Congress in 1965 as health coverage for those age 65 and older, regardless of income and medical history. It’s now been expanded to cover younger, disabled people. It’s important to understand who is eligible for Medicare and understand the different parts, as well as the costs of this program. Attend this course to understand the parts of Medicare and how best to help your client plan and execute a benefit strategy.

Learning Objectives:

• Explore an overview and origin of Medicare
• Understand eligibility and coverage
• Discuss the costs of the various parts of Medicare
• Identify additional coverage choices
• Strategize the planning and coordination of benefits

To receive CE credit, you must remain logged into the video portion of the webinar for the entire program.  Logging into the audio portion only is not sufficient for CE credit. There will also be time for questions and answers. You won’t want to miss this webinar.

We are offering CE credits only for the following designations:

• CPE.
• Investments & Wealth Institute® has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CIMA®,CPWA®, CIMC®, and RMA® certifications.
• CFP Board has accepted “Medicare: Understanding and Navigating the Planning Process” for 1 hour of CE credit towards the CFP®  designation.
• This program is valid for 1 PDCs toward SHRM-CP and SHRM-SCP recertification.

If you’d like to increase access to new client relationships, identify new sales opportunities and win new business. Register today!

Register Today!

Medicare was passed by Congress in 1965 as health coverage for those age 65 and older, regardless of income and medical history. It’s now been expanded to cover younger, disabled people. It’s important to understand who is eligible for Medicare and understand the different parts, as well as the costs of this program. Watch this presentation to understand the parts of Medicare and how best to help your client plan and execute a benefit strategy.

Learning Objectives:

• Explore an overview and origin of Medicare
• Understand eligibility and coverage
• Discuss the costs of the various parts of Medicare
• Identify additional coverage choices
• Strategize the planning and coordination of benefits

Register to watch today!

Watch Today

Social Security represents 24% of the Federal budget and approximately 60 million Americans receive benefits. To say it is a big program is an understatement. And, understanding Social Security is crucial to all those who will soon need to claim those benefits. Watch to learn about Social Security, its history, the different types of benefits, and what you need to know about executing a Social Security planning strategy. Note: Only attendees of the live broadcast were eligible for CE credit certifications – viewing this recording does not qualify you for eligibility.

Learning Objectives:

• Understanding of the various types of social security benefits
• Awareness of how the program operates and its funding
• Understanding the taxation rules of social security benefit
• Knowledge of benefit eligibility and calculation

Register to watch today!

Watch Today

Client events are a powerful way to enhance and expand an advisory practice—when done right. While successful events can set you apart and strengthen client relationships, they can become unproductive without effective follow-up.

This webinar equips advisors with strategies to maximize the impact of client events, from planning and execution to follow-up.

Learning Objectives:
• Leverage Client Events for Growth – Understand how to use events to differentiate your practice and deepen client relationships.
• Plan and Execute Effective Events – Gain insights on how to plan and run events that resonate with your target audience.
• Enhance Follow-Up and Support – Learn techniques for ensuring effective post-event follow-up to drive long-term results.

By the end of this session, you’ll be ready to turn client events into a strategic advantage for your practice.

Register to watch today!

Watch Today

The course explores cash balance retirement plans and their uses, how they operate and how they can be used in conjunction with 401(k) plans. Understanding the differences between cash balance and 401(k) plans is another key theme throughout the presentation. The course also helps students identify which organizations may benefit from a cash balance plan and how to initiate these discussions with business. Also discussed are cash balance plan design considerations, reporting and compliance rules and the process by which these plans are established.

Learning Objectives
• Awareness of when cash balance plans (CBP) are appropriate.
• Become familiar with 401(k) and cash balance coordination.
• Understand cash balance plans and how they operate.
• Familiar with investment process and structure.
• Cognizant of the roles and duties of the cash balance team.

Register to watch today!

Watch Today

Social Security is the Golden Key to opening doors to ancillary sales of Medicare, Life Insurance, Annuities & Assets Under Management. Watch this webinar if you want to get in front of more prospects, make more appointments, and build a pipeline of current and future sales opportunities.

The RSSA^® Program is a turn-key Social Security education, technology, marketing, and support program to turn insurance agents into a trusted Social Security advisor.

Social Security knowledge will allow you to build client trust and rapport and open the door for organic insurance and financial product sales. This is a unique approach that will differentiate yourself and provide you with the knowledge to help your clients with their Social Security questions and claiming decisions, a much needed and very important service to offer.

Learning Objectives:

• Learn how Social Security knowledge can boost credibility and deepen client relationships.
• Set yourself apart as a trusted advisor, and open doors to additional sales opportunities in insurance and financial products.
• Gain insights into RSSA® Program’s education, technology, marketing, and support offerings to attract more prospects and increase appointment bookings.

Register to watch today!

Watch Today

Cybersecurity is an epic concern not only in the United States, but globally, as well.  Today’s hackers are modern day Willie Suttons, targeting high-balanced financial accounts because, “That’s where the money is.” Due to the massive amount of assets in retirement plans, regulatory agencies are making cybersecurity in retirement plans a top focus. During this webinar, we discuss the Department of Labor’s “three points of light” from its guidance, and the practical and tactical actions financial advisors, plan sponsors and plan participants can take now to tighten security around retirement assets.

Learning Objectives:

• Understand the latest guidance on cybersecurity for qualified retirement plans
• Adapt the tips for hiring a plan service provider
• Know cybersecurity program best practices for qualified retirement plans
• Recognize the role of the financial advisor in cybersecurity

Important Note: Any and all references to CE credit are no longer applicable, as this is merely a recording and qualification for eligibility to receive a certificate requires attendance and participation during the actual live event.

Register to watch today!

Watch Today

Matching student loan payments is a new and intriguing option available for plan sponsors introduced within the SECURE provisions. Recent IRS guidance has provided a framework outline how this provision operates. The presentation outlines the mechanics of the student loan matching programs and the impact on plan sponsors and participants. Areas that are highlighted include the timing and reporting aspects rules, the impact on compliance testing and the participant notification requirements.

Learning Objectives:

• Understand the mechanics of matching qualified student loan payments (QSLP)
• Review the limitations and rules surrounding student loan matching
• How QSLP impact plan reporting and testing

Watch Today

It’s a hard-knocked life. Businesses shut down, owners pass away, partners have to quickly flee for unknown reasons. What happens to a retirement plan if no one is around to make decisions or authorize actions? This session provides information about:

Learning Objectives

• Determining when a retirement plan is orphaned or abandoned.
• Identifying the roles and responsibilities of a Qualified Termination Administrator (QTA).
• Recognizing the limited liability of being a QTA.
• Handling the payment of fees for an orphaned or abandoned plan.

Watch Today

SECURE Act 2.0 gives small business owners exciting new tactics and strategies designed to help them achieve business goals as well as retirement savings objectives for themselves and their employees. Attend this seminar to learn how to use qualified retirement plans and executive compensation arrangements to increase retirement income security. The session will also cover new retirement plan design options and enhanced tax credits available as a result of law changes, plus learn how implementing a plan governance process can help mitigate fiduciary liability.

Learning Objectives:

• Use retirement plans to achieve business goals.
• Understand key provisions of SECURE Acts 1.0 and 2.0 affecting retirement plans.
• Learn the elements of a plan governance process.
• Identify popular executive compensation arrangements.
• Consider financial wellness programs for employees.

Watch Today

The Pension-Link Emergency Savings Account (PLESA) provides participants a tool to accumulate accessible emergency savings amounts within their retirement plan at work. The participant may take distributions from the PLESA account during the year. In addition, the deferrals to the PLESA account can be matched by the plan sponsor. PLESA accounts must be invested in conservative, principal secure investment vehicles. The PLESA is an optional provision and plan sponsors considering this strategy will weigh the benefits to the participants with the increased complexity to the plan.

Learning Objectives

• Understanding which plan sponsors should consider offering a PLESA.
• Familiarity with the eligibility criteria and contribution limits.
• Investment rules are different for PLESA amounts and the student will be aware of these requirements and the impact they have on plan operations.

Watch Today

Congress enacted the Employee Retirement Income Security Act of 1974 (ERISA) to help protect the benefits of workers who participate in retirement plans of private-sector employers. ERISA entrusts the care of these benefits and the proper operation of retirement plans to “fiduciaries” of the plans, such as the business owners who sponsor them. ERISA requires plan fiduciaries to act solely in the interest of plan participants and beneficiaries, with the exclusive purpose of protecting retirement benefits and defraying reasonable expenses of administering plans. Fiduciaries who fail can face penalties and personal liability for plan losses. Attendees of this course will be able to accomplish the following objectives.

Learning Objectives:

• List the four key responsibilities of plan fiduciaries.
• Learn how to identify plan fiduciaries.
• Understand the potential consequences of a fiduciary failure.
• List fiduciary liability reduction strategies and tactics.
• Differentiate between the two Department of Labor (DOL) fiduciary correction programs.

Watch Today

Plan participants may have a new ability to treat employer contributions as designated Roth contributions within 401(k), 403(b) or governmental 457(b) plans, in addition to their own deferrals. If the plan permits, participants may elect to treat their vested employer contributions as a designated Roth matching or nonelective contributions in the year the amounts are allocated to their accounts. This process offers a strategy to reduce future required minimum distributions and create additional tax-free Roth distributions. The course overviews the trade-offs and considerations when making decisions concerning designated Roth contribution opportunities.

Learning Objectives:

• Explore the mechanics of the designated Roth contribution election process
• Become familiar with the tax and reporting implications of these elections
• Know the plan operational and timing requirements
• Be aware of plan amendment and timing rules

Watch Today

Designing effective qualified retirement plans that meet a plan sponsor’s objectives has become somewhat of a lost art. The reasons are many: Cookie-cutter designs are easier; safe harbor designs get media attention; the flexibility of modern plan documents are overlooked; and pre-approved plans can satisfy most sponsors’ needs.

Learning Objectives:

• Appreciate the importance of the plan design process;
• Comprehend why plan design has been de-emphasized;
• Identify strategies to help ascertain plan sponsor objectives;
• Understand how to meet plan sponsor objectives using a variety of plan features; and
• Apply specific plan design options to meet objectives

Watch Today

The largest portion of retirement income for retirees comes from workplace retirement plans. Yet, roughly 56 million individuals (35%) do not have access to retirement plans at their place of work. To address the lack of plan access head on and a mounting retirement income crisis, a growing number of states now require private-sector business owners without retirement plans adopt state-sponsored retirement plans for their workers.

During this webinar, we discuss the history of state-sponsored retirement programs, which states have programs in place, those that will be launching in the near future, the features of each state plan and possible alternatives for employers in impacted states. Plus, we discuss the provisions of SECURE Act 2.0 that affect state-sponsored retirement plans.

Learning Objectives:

• Understand why state felt compelled to sponsor retirement plan programs for private-sector workers
• List the states that have implemented and launched a state program, and the states that are still in development
• Articulate the impact that SECURE Act 2.0 legislation has on the features of state-sponsored retirement plans
• Describe the types of plan alternatives that are available

Watch Today

The Long-Term Part-Time Employee (LTPTE) rules can create significant compliance challenges for plan sponsors and service providers who are unaware of scope and implications of these requirements. This presentation highlights the nuances of these rules and how they impact eligibility, vesting, compliance testing, audits and Form 5500 filings. Multiple examples will illustrate the day-to-day impact of these rules and how plan design considerations can mitigate their overall impact.

Learning Objectives:
• Understand the changes in the LTPTE rules from 2024 to 2025
• Apply eligibility and vesting rules appropriately
• Comprehend the impact of LTPTEs on plan testing
• Know when documents are required to be amended

Watch Today

The long-awaited and much anticipated “SECURE 2.0” is here. This bill makes significant changes to most aspects of the retirement environment including expanded contribution limits and credits, enhancements of SIMPLE IRA arrangements, emergency saving account options in 401(k), and matching of certain student loan payments. In addition, we’ll cover changes to excesses, corrections, RMD and rollover rules. Lastly, the timing, amendment and effective dates of key provisions will be discussed.

Learning Objectives:
• Understand the new 401(k) features including emergency savings accounts, student loan payments, starter 401(k)s, required auto-enrollment features and increased credits and limitation
• Identify enhanced SIMPLE-IRA features, modifications to 457(b) eligibility requirements and ability to treat employer contributions as Roth amounts
• Recognize expanded rollover options, additional distribution penalty exemptions, RMD changes
• Summarize changes to MEP/PEP and Group of Plans rules
• Consider the timing and effective dates of the provisions and requirement amendments

Watch Today

The investment policy statement (IPS) is not a static document. Changes in the macroeconomic, inflationary, and regulatory environments call for an ongoing reevaluation of any IPS and prudent plan officials seek to incorporate these changes on a timely basis.

Therefore, with a myriad of changes to consider given today’s investment and regulatory environment, and the rapidly developing world of investment products and portfolios, DC investment fiduciaries are taking a fresh look at their overall IPS approach and process. In doing so, many DC sponsors and fiduciaries are recognizing that many IPSs are out of date. An outdated IPS can create gaps in the overall risk management strategy.

In this presentation, we review the history and purpose of an IPS in DC plans. We also look at some changing trends, regulations, and market conditions that might impact traditional IPS language. Then we dive deeper in to some potential IPS gaps and problems plan committees can address with timely IPS amendments and updates. Lastly, we explore managed accounts and their unique evaluation and monitoring challenges within the IPS.

Learning Objectives:

• Create a general understanding of the history and purpose of defined contribution (DC) investment policy statements (IPS).
• Realization of how changing trends, regulations and market conditions might impact IPS language.
• Updating managed account language and processes within the IPS.
• Consideration of pending changes and the need for timely IPS amendments.

Watch Today

Are your Illinois-based business clients ready for the state’s retirement plan mandate?

The statewide mandate of Illinois Secure Choice requires most employers to either enroll in the one-size-fits-all Illinois Secure Choice program or sponsor their own customized qualified plan.

It’s time to help your Illinois business clients by showing them cost effective and beneficial retirement plans that will comply with the new law.

To learn more, please take a look at this webinar from The Retirement Advantage, Inc. (TRA) and John Hancock Retirement: Help Business Owners Benefit From the Illinois Retirement Mandate. In the webinar, we cover:

• Overview of the IL Secure Choice Retirement Savings Program
• How to create a winning business retirement plan design
• Critical next steps for your business clients
• Q&A segment after the presentation

Watch Today

Fully understanding all the benefits available to your clients through their company-sponsored retirement plan can be daunting.  Let us help make it easier.  Together we will identify important plan features, options and opportunities you may be overlooking.  We want to help empower you with custom strategies to optimize your clients’ retirement planning to its fullest.

Learning Objectives:

• Identify key considerations of a rollover
• Understand a plan’s unique options
• Use in-service distributions to access to plan assets while working
• Understand special tax rules for NUA in employer securities
• Learn about non-Roth after tax-accounts
• Consider defined benefit plan lump sum payouts

Watch Today

Congress is considering multiple proposals that have the potential to dramatically reshape the retirement marketplace. Among the proposals, House Resolution (HR) 2954 “Securing a Strong Retirement Act of 2021” (SSRA), and the Senate’s (S) 1770 “Retirement Security and Savings Act” (RSSA)—two overlapping bills with strong bipartisan support—are most likely to be combined into expansive retirement reform referred to as, “SECURE 2.0.” Key objectives of the bills include expanding employee coverage by workplace retirement plans, increasing retirement savings, and preserving retiree income. Among the proposed provisions are enhancing automatic enrollment, increasing tax-credits for plan start-ups, and raising the age for mandatory distributions.

Learning Objectives:

• Understand key provisions of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 (i.e., SECURE Act 1.0).
• Summarize elements of SECURE 1.0 such as Pooled Employer Plans, Group of Plans, changes to part-time employee coverage, plan set-up deadlines, and lifetime income illustrations and the deadline to provide them.
• Recognize key provisions in the combined legislation known as “SECURE Act 2.0”
• Identify other retirement reform proposals
• Consider practical and tactical actions for plans sponsors and investors considering the new proposals.

Watch Today

Are your Connecticut-based business clients ready to comply with the state’s retirement plan mandate?

With statewide rollout of the mandate already taking place, all for-profit and not-for-profit employers engaged in business in CT must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all MyCTSavings program.

Now’s the time to help provide your Connecticut business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

To learn more, please join us for an exclusive 30-minute webinar from The Retirement Advantage, Inc. (TRA): Help Business Owners Benefit From the Connecticut Retirement Mandate.

Learning Objectives:

• Connecticut retirement plan mandate
• Overview of the Connecticut Program
• How to create a winning business retirement plan design
• Critical next steps for your business clients
• Q&A segment after the presentation

Watch Today

Are your California-based business clients ready for the state’s retirement plan mandate?

By state law, employers who do not currently sponsor a retirement plan and who have five or more California-based employees as well as at least one employee aged 18+, must begin offering a retirement plan — or offer their employees the opportunity to participate in the state-sponsored, one-size-fits-all CalSavers program.

Businesses that don’t comply face significant penalties. Many businesses are already paying hefty fines, and the deadline for all affected employers to comply is June 30, 2022.

Now’s the time to help provide your California business clients with cost-effective retirement plans that will comply with the new law and offer the features that they and their employees need.

To learn more, watch our 40-minute webcast from The Retirement Advantage, Inc. (TRA) and Transamerica: Help Business Owners Benefit From the California Retirement Mandate. In the webcast, we cover:

• California retirement plan mandate
• Overview of the CalSavers Program
• How to create a winning buisness retirement plan design
• Critical next steps for your business clients
• Q&A segment after the presentation

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Retirement Plans have grown substantially in popularity and complexity. With increased legislation and DOL scrutiny on retirement plans, the need Plan Sponsors have to ensure the retirement plan they are offering to their employees is not only compliant but cost competitive has never been more important than it is right now. Communication of the contribution and file data is the cornerstone to achieving a more accurate and compliant plan.

TRA & Paycor have partnered together to provide PRIME, a simple solution that allows the communication and transfer of data seamlessly back and forth between the TPA and Recordkeeper, to help improve accuracy and timeliness of funding and mitigate fiduciary liabilities with positive impacts on fees.

This webinar is intended to focus on integrating clients payroll with their retirement plans, and will cover the following:

• Payroll integration and data transfer
• How choosing an integrated 401(k) solution can improve the efficiency and functionality of a retirement plan.
• Other positive impacts of payroll integration

You don’t want to miss this session.

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The U.S. retirement savings system has seen dramatic changes over the years, and there is every indication that this pattern of change will continue as part of policies to address tax reform and deficit reduction. As the Pension Risk Transfer and Guaranteed Income markets continue to evolve, so do your clients’ needs.

Join The Retirement Learning Center (RLC) and DietrichAnnuity, who specializes in transferring retirement benefits to highly rated insurance companies via Single Premium Group Annuity contracts, to learn more about current offerings, trends, and activity.

This course addresses critical topics under discussion and debate on both the legislative and regulatory fronts as they pertain to workplace retirement plans and IRAs.

Learning Objectives:

• Quantify the enforcement efforts of the DOL
• Understand the IRS and DOL’s top enforcement priorities for retirement plans and IRAs
• List the retirement-related initiatives being talked about in Washington
• Identify current hot topics in the industry and know key points
• Insuring Retirement Plans with DietrichAnnuity

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Environmental, Social and Corporate Governance (ESG) investing is an exciting and progressive issue affecting potentially millions of retirement plan participants. In this presentation, we will review the history of ESG investing, the current trends affecting ESG investments, the regulatory environment, and future changes within the ESG marketplace.

Learning Objectives:

• Understand what ESG investing is
• Identify current industry trends affecting ESG investing
• Comprehend the current regulatory environment and anticipated changes shaping ESG investing
• Recognize the profile of those who are most likely to be active in the ESG marketplace
• Support plan sponsors and participants in making effective decisions regarding ESG funds

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Small businesses account for 99 percent of all U.S. businesses, and they employ half of private sector workers in the U.S. Most workers’ accumulate the majority of their retirement savings through workplace retirement plans. Because small business owners are concerned about their fiduciary liability, only half of them offer a retirement plan to their employees. Attend this course to understand the important role small businesses play in helping U.S. workers save for retirement; see how a plan governance process may help reduce fiduciary liability; identify plan design elements that may help plan sponsors achieve personal and business goals; and stay up to date on plan compliance issues.

Learning Objectives:

• Understand the important role small businesses play in helping U.S. workers save for retirement.
• See how a plan governance process may help reduce fiduciary liability.
• Identify plan design elements that may help plan sponsors achieve personal and business goals.
• Stay up to date on plan compliance issues.

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With the Department of Labor regulations on investment advice fiduciaries vacated, the industry reverts to prior guidance on the proper steps to completing a compliant IRA rollover, including best practices as outlined in FINRA Notice 13-45 and the Securities and Exchange Commissions final Regulation Best Interest.

The session covers topics including:

• Understand the changing rollover reality
• Know the steps to discover plan distribution options
• Recognize four common rollover scenarios
• Adapt a process for implementing and repeating compliant rollovers

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Additional supporting material:

• Rollover Checklist