Lower Your Tax Obligations with Cash Balance Plans

Many business owners and partners of firms are looking for larger tax deductions and accelerated retirement savings. Cash balance plans can help provide above-the-line deductions that directly reduce ordinary income dollar for dollar.

A Cash Balance/401(k) Combo Plan can help clients save $50,000 – $250,000+ per year on a tax deferred basis while reducing the cost of staff benefits.

Cash Balance/401(k) Combo Plans are ideal for:

  • Highly profitable companies of all types and sizes
  • Successful family business and closely held businesses
  • CPA and law firms, medical groups and professional firms with fewer than 50 employees
  • One owner or key employee for every 10-15 employees
  • Owners or key employees age 45+ with stable incomes

Cash balance plans ultimately help employers and participants save more money, with significantly higher, tax-deferred contribution limits and major tax deductions. Click here to view our e-Book on Cash Balance Plans

Contact TRA to discuss your opportunities and determine the information we need to run an hypothetical illustration.

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Consider TRA's 3(16) Fiduciary Services & Plan Administration

To alleviate the day-to-day administrative burdens of yours or your clients retirement plans.